Each October, National Disability Employment Awareness Month (NDEAM) shines a spotlight on the talents and contributions of workers with disabilities, including millions of veterans whose service has left a lasting mark.
Their experiences remind us that honoring service also means supporting inclusion, ensuring that veterans have meaningful opportunities to participate fully in civilian life, the stage after military service when they rejoin their communities, pursue employment, secure housing, and build stability beyond active duty.
After leaving active duty, many veterans focus on securing employment, housing, and the benefits they have earned. These experiences highlight the importance of programs that not only recognize service but also help veterans build fulfilling lives as active members of their communities.
Understanding Service-Connected Disabilities
In 2025, an estimated 5.5 million veterans in the United States are living with service-connected disabilities, which are conditions caused or worsened by military service (Bureau of Labor Statistics [BLS], 2024). A service-connected disability is any injury or illness incurred or aggravated during active duty and formally recognized by the Department of Veterans Affairs (VA) as related to military service. Common conditions include hearing loss, mobility limitations, post-traumatic stress disorder (PTSD), traumatic brain injury (TBI), and chronic pain.
The VA assigns each condition a disability rating from 0 to 100 percent, reflecting how significantly it affects daily functioning and the ability to work.
- 0 percent rating: Acknowledges the presence of a service-connected condition but does not provide monthly compensation. Veterans may still receive healthcare for the condition.
- 100 percent rating: Represents total disability under VA criteria. Veterans who are unable to maintain gainful employment may also qualify for Total Disability based on Individual Unemployability (TDIU), which allows those with lower ratings to receive benefits at the 100 percent level if their service-connected conditions prevent them from sustaining full-time employment.
- Intermediate ratings such as 30, 50, or 70 percent reflect partial impairment and determine the level of financial and healthcare support available.
VA benefits typically include monthly disability compensation, comprehensive healthcare, vocational rehabilitation and employment services, and education assistance. For example, a veteran with a 70 percent disability rating might receive monthly tax-free compensation, access to specialized medical care, and support to retrain for a new career through the Veteran Readiness and Employment (VR&E) program.
More than 2.2 million veterans have disability ratings of 70 percent or higher, indicating serious health and functional challenges (Research on Disability, 2025).
Life After Service: Coordinating Health, Work, and Home
Transitioning to civilian life involves more than simply leaving active duty. It requires adjusting to new routines while balancing interconnected needs such as employment, healthcare, housing, and benefits, each of which plays a role in achieving long-term stability.
For veterans with significant service-connected disabilities, particularly those rated at 70 percent or higher, this process can be especially challenging. Many face barriers related to physical and mental health, job placement, and access to coordinated services.
Progress in one area often depends on stability in another. For example, managing a chronic condition may require consistent healthcare and flexible employment, while securing stable housing may depend on reliable income and access to benefits. Coordinated support across these domains is essential to help veterans build sustainable, fulfilling lives after service.
Healthcare
Many veterans rely on rehabilitation to restore mobility and strength after injury. Mental health services, including therapy and medication, are essential for conditions such as PTSD and depression. Prosthetics and assistive devices help veterans regain independence.
However, access varies by location. Veterans located in rural areas face particular barriers, including longer travel distances to medical facilities and fewer specialists. Among these “rural veterans;”, 61 percent are enrolled in VA healthcare, and 60 percent report a service-related condition (Rural Health Information Hub, 2025). Studies have also shown that geographic and logistical challenges continue to limit access to timely care (Stryczek et al., 2023). These findings highlight both the reach of VA programs and the need to expand local access and awareness.
Employment
Employment is also central to successful reintegration. In 2024, the employment rate for veterans with a service-connected disability was 41.6 percent, compared with 52.8 percent for those without a disability (BLS, 2024). Notably, 36.5 percent of veterans with disabilities were employed in government positions, reflecting progress in public-sector hiring but highlighting continued barriers to inclusion in the private sector.
Inclusive hiring practices such as accessible application processes, reasonable accommodations, and skills-focused job descriptions are key to improving outcomes. Employers who recognize veterans’ leadership, teamwork, and problem-solving skills open pathways to employmen-related success.
Programs like Hiring Our Heroes (U.S. Chamber of Commerce Foundation, 2025) and the VA’s Veteran Readiness and Employment (VR&E) program (U.S. Department of Veterans Affairs, 2025a) help veterans prepare for and sustain meaningful employment.
Hiring Our Heroes is a nationwide initiative that connects veterans, transitioning service members, and military spouses with employers through job fairs, fellowship programs, and career development resources. It focuses on building relationships between the private sector and the military community to create lasting employment opportunities.
The VR&E program provides career counseling, job training, and education benefits to help veterans with service-connected disabilities achieve their employment goals. For those unable to work, VR&E offers independent living services that enhance daily functioning and improve quality of life through assistive technology, counseling, and life skills training.
These services illustrate how partnerships among government agencies, employers, and nonprofit organizations strengthen workforce participation and empower veterans to build stable, fulfilling careers. However, employment alone is not enough. Stability in work and life also depends on access to safe, affordable housing, which is another cornerstone of successful reintegration.
Housing
Stable housing reinforces both health and employment outcomes. Veterans with disabilities often require accessible homes, such as single-level layouts, widened doorways, roll-in showers, and ramps to maintain independence. Yet many face significant affordability and accessibility barriers, increasing the risk of housing instability. These challenges are even more pronounced for rural veterans, who contend with limited housing stock and fewer supportive services (Jones et al., 2024).
Federal programs help address these challenges:
Specially Adapted Housing (SAH) grants allow eligible veterans to build or modify homes for accessibility.
HUD-VASH, a joint program of HUD and the VA, combines rental assistance with case management to help veterans who are homeless or at risk secure stable housing (U.S. Department of Housing and Urban Development, 2025). Expanding awareness and availability of these programs is essential to ensure safe, independent living.
Progress and Ongoing Challenges
The VA continues to strengthen support systems through disability compensation, healthcare, and job training (Department of Veterans Affairs, 2025b). In 2025, a 2.5 percent cost-of-living adjustment helped benefits keep pace with rising expenses (Disabled American Veterans, 2025). Streamlined claims processing and expanded outreach have also improved access.
Still, significant gaps remain.
The employment gap reflects not only hiring challenges but also barriers to advancement, skills alignment, and long-term job stability. The care gap arises from inconsistent access to quality healthcare, mental health services, and rehabilitation. The housing gap persists as affordability, accessibility, and availability fall short of need, particularly in rural and high-cost areas. Together, these disparities undermine long-term progress and full participation in civilian life.
NDEAM emphasizes the need for coordinated policies and partnerships that align employment, healthcare, and housing to promote lasting independence and inclusion.
Moving from Awareness to Action
The shift from military service to civilian life is a profound transition, especially for the millions of veterans living with service-connected disabilities. Their experiences call not only for recognition of their service, but also for meaningful action that promotes inclusion and ensures lasting support.
Understanding the lasting effects of service is only the beginning. True commitment involves removing structural barriers to healthcare, employment, and housing so that veterans can rebuild their lives with dignity, independence, and long-term stability.
Meeting these needs requires thoughtful collaboration across sectors and a sustained effort to strengthen the systems that support veterans in civilian life. Employers can lead by adopting inclusive hiring practices and building workplace cultures where veterans feel valued and supported. Policymakers can develop and implement policies that address the complex challenges veterans face. Communities can offer practical, hands-on support to ease the transition from military to civilian life.
Careers and quality of life are not abstract ideals. They shape how veterans find purpose, security, and a sense of belonging after their service. Supporting that transition means creating meaningful opportunities for participation and building systems that are responsive to the full range of veterans’ needs.
National Disability Employment Awareness Month offers a meaningful opportunity to reflect on and renew our commitment to inclusion. It is not enough for inclusion to remain a guiding principle; it must be demonstrated through concrete action. This means ensuring that individuals with disabilities, including veterans, have access to the tools and support necessary to participate and engage in both the workplace and the broader community. The same strategies that assist veterans can also improve access, increase inclusion, and strengthen the quality of life for all people with disabilities, helping to build communities where everyone has the opportunity to take part and contribute meaningfully.
This article is dedicated to Stella Wetterhahn, who served as a nurse during World War II. Her dedication to caring for others in times of great need reflects the spirit of service that continues beyond military duty. Her example speaks to the resilience and purpose shared by generations of veterans who continue to serve in new ways after military life. KAW
References
- Bureau of Labor Statistics. (2024). Employment of veterans with and without service-connected disabilities — 2024. U.S. Department of Labor. Retrieved from https://www.bls.gov/news.release/pdf/vet.pdf
- U.S. Department of Veterans Affairs. (2025, January 10). VA processes more than 2M disability claims in record time. Retrieved from https://news.va.gov/press-room/va-processes-more-than-2m-disability-claims-in-record-time/
- Disabled American Veterans. (2025, January 4). Veterans benefits increase 2.5% in 2025. Retrieved from https://www.dav.org/learn-more/news/2025/veterans-benefits-increase-2-5-in-2025/
- Jones, K., Cusack, M., True, G., Harris, T. E., Roncarati, J. S., Antonellis, C., Brecht, T., & Montgomery, A. E. (2024). Connecting unstably housed veterans living in rural areas to health care: Perspectives from Health Care Navigators. Health Services Research, 59(Suppl 2), e14316. https://doi.org/10.1111/1475-6773.14316
- Thomas, N., Bach, S., & Houtenville, A. (Eds.). (2025). Annual Disability Statistics Compendium: 2025 — Section 8: Veterans. Center for Research on Disability, University of New Hampshire. Retrieved from https://www.researchondisability.org/annual-disability-statistics-collection/2025-compendium-table-contents/section-8-veterans-compendium-2025/researchondisability.org
- Rural Health Information Hub. (n.d.). Rural veterans and access to healthcare. Retrieved [date you accessed it], from https://www.ruralhealthinfo.org/topics/returning-soldier-and-veteran-health
- Stryczek, K. C., Honsberger, M., Ball, S. L., Barnard, J. G., Young, J. P., Felker, B., Au, D. H., Ho, P. M., Kirsh, S. R., Sayre, G. G., & others. (2023). VA outreach is an essential area for improving veterans’ health care accessibility. Military Medicine, 188(1), e2439. https://doi.org/10.1093/milmed/usad019
- U.S. Census Bureau. (2024, October 8). More than one-quarter of veterans reported service-connected disability in 2023. Retrieved from https://www.census.gov/newsroom/press-releases/2024/service-connected-disabilities.html
- U.S. Chamber of Commerce Foundation. (n.d.). Hiring Our Heroes. Retrieved October 6, 2025, from https://www.hiringourheroes.org/
- U.S. Department of Housing and Urban Development. (n.d.). Veterans, homelessness, and housing choice vouchers (HUD-VASH). Retrieved October 6, 2025, from https://www.hud.gov/helping-americans/housing-choice-vouchers-homeless-veterans
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